If I enroll between November 15, and December 31, 2007, when will my coverage become effective?
Your coverage will become effective on January 1, 2008.
Can I enroll in a stand-alone Medicare prescription drug plan, if your Medicare plan already includes prescription drug coverage, along with the medical coverage (an MA-PD plan)?
No. If you purchase a stand-alone Medicare drug plan while you're enrolled in a Medicare Advantage plan with prescription drug coverage (MAPD), you'll be automatically disenrolled from the MAPD plan.You can add prescription drug coverage such as a Geisinger Gold Rx plan.
What if I did not join Medicare Prescription Drug plan when they were first offered?
If you did not join a plan by May 15, 2006, and you do not have a drug plan that covers as much or more than a Medicare prescription drug plan, you may have to pay more each month, at least 1% more for every month you wait.
Do I have to enroll in a Medicare prescription drug plan?
You do not have to enroll in Medicare Part D. However, even if you do not take many prescription drugs now, you should still consider joining a plan so in the future you will have the coverage you need
If you do not enroll in a Medicare Rx plan, there is a penalty for joining a plan in the future.
