Geisinger Gold Reserve

This plan has a personal Medical Savings Account (MSA) to help pay for qualified medical expenses — such as doctor visits, diagnostics tests such as X-rays, inpatient hospital stays, etc.

The Geisinger Gold Reserve plan has no monthly premiums. An annual deductible of up to $5,000 (depending on county) applies. Geisinger Gold will deposit up to $1,500 (depending on county) a year on behalf of a member in the Medical Savings Account. Members can use this deposit to help meet their deductible. Once the deductible is met, Geisinger Gold pays for covered medical expenses in full.

Members cannot make deposits into the account. (Note: The money in the account can be used to pay for qualified medical expenses.) If there is money left in the account after the end of the calendar year, it rolls over to the next year.

If you join this plan, you can go to any doctor, hospital or other medical professional that accepts Medicare and agrees to see you. No referrals are needed.

Key points about Geisinger Gold Reserve plan

See any health care provider that accepts Medicare and agrees to see you.
Includes a Medical Savings Account to be used for qualified medical expenses
Pay no plan premiums
Annual deductible applies
Receive up to $1,500 from Geisinger Gold to help pay for medical expenses and help offset the deductible
Covered medical expenses taken care of by Geisinger Gold after deductible is met
Rollover money in the Medical Savings Account to be used for qualified medical expenses in later years
Prescription drug coverage is not included in this plan. You can add prescription drug coverage for an additional cost by joining a stand-alone plan like Geisinger Gold Rx 1
Additional eligibility requirements apply. Please call for full details.

See Summary of Benefits for plan details Reserve 1 Reserve 2
Reserve 3 Reserve 4

Call for answers and information

1-800-482-8163
1-800-447-2833 (TTY/TDD)
8 a.m. to 8 p.m., seven days a week

Fill out an online request form for information.

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This plan allows you to go to any doctor or hospital that accepts Medicare and agrees to see you. No referrals are needed.